COSIGN PARTNERS INC

Rental Guarantors

SECOND CHANCE APARTMENTS AND HOMES ST LOUIS MISSOURI

Many landlords and apartments don't want to rent to people who have had rental issues in the past, like evictions or broken leases.

This leaves many people who have had rental issues in the past with no place to live. Often times, these people are forced to live on the streets or in shelters.

Our second chance rental program and services helps tenants who have had rental issues in the past to rent again. We offer an insurance protection plan that landlords can purchase if a tenant defaults on their lease. This protects the landlord from any financial damages that may occur if a tenant defaults.

Bad Landlord? St. Louis Attorney Explains Tenants’ Rights And How You Can Fight Back
Bad living conditions are stressful enough. But what about landlords that are neglecting their properties and abusing the rights of the tenants?

On Monday’s St. Louis on the Air, Kalila Jackson joined us to discuss how tenants can exercise their rights without escalating the situation. She’s a staff attorney at the Metropolitan St. Louis Equal Housing and Opportunity Council, better known as EHOC. Also joining the conversation was Sunni Hutton, a volunteer grassroots organizer with Homes for All St. Louis.

Jackson explained that the core fundamental right for tenants boils down to safe living quarters.
“When housing conditions fall below that, tenants have some rights to withhold their rent and do some other things,” Jackson said. “But we see far too often … that landlords aren’t being held to the same standards as tenants are.”
She said that Missouri pales in comparison to other states when it comes to being a tenant-friendly state. And Hutton agreed. Through the fair housing advocacy organization, she’s helped residents organize strikes against property owners, such as T.E.H. Realty.

“The first thing that you want to do is pull that lease to determine what is the landlord in violation of, so you have some legal backing for that,” Hutton said. She reiterated not spending the rent money, that it’s important to set that money aside and store in savings.

“If you have such a monstrous landlord … then don’t go at it alone. Reach out to your neighbor, start having conversations with them and organize a rent strike collectively,” Hutton added. “Maybe $600 out of that landlord’s pocket isn’t much to them, but when that $600 turns into $4,800 and $48,000 … they have no other choice but to listen to you. It gives you a lot of leverage.”

Jackson also recommended tenants document the conditions of the properties and interactions with landlords.
Listen to the full conversation:

“St. Louis on the Air” brings you the stories of St. Louis and the people who live, work and create in our region. The show is hosted by Sarah Fenske and produced by Alex Heuer, Emily Woodbury, Evie Hemphill and Lara Hamdan. The engineer is Aaron Doerr, and production assistance is provided by Charlie McDonald.